Union First Market Bankshares is the holding company for Union Bank & Trust, which operates approximately 100 branches in central, northern, and coastal portions of Virginia. The bank offers standard services such as checking and savings accounts, credit cards, and certificates of deposit. Union Bank & Trust maintains a diverse loan portfolio: Commercial real estate loans make up more than 30%, while one- to four-family residential mortgages and construction loans account for approximately 15% and 20%, respectively. The bank also originates personal and business loans.