Toyota Motor Credit (TMCC) is the US financing arm of Toyota Financial Services, which is a subsidiary of Toyota Motor Corporation, the world's largest carmaker. TMCC provides retail leasing, retail and wholesale sales financing, and other financial services to Toyota and Lexus dealers and their customers for the purchase of new and used cars and trucks. It offers similar services to Toyota industrial equipment dealers. TMCC, which underwrites and services the finance contracts, operates three regional customer service centers and some 30 dealer sales and service branches across the US and Puerto Rico.