Tompkins Financial is the holding company for Tompkins Trust Company, The Bank of Castile, and Mahopac Bank, which offer traditional banking services through some 45 offices in upstate New York. It also owns the 20-branch, Pennsylvania-based VIST Bank. Funds from deposit products such as checking, savings, and money market accounts are mainly used to originate real estate loans and mortgages, as well as commercial and consumer loans. Tompkins also offers trust and estate, financial and tax planning, and investment management services through Tompkins Financial Advisors. Tompkins Insurance Agencies sells property/casualty coverage in central and western New York and Pennsylvania.