The Bancorp is -- what else? -- the holding company for The Bancorp Bank, which provides financial services in the virtual world. On its home turf of the Philadelphia and Wilmington, Delaware metropolitan areas, The Bancorp Bank offers deposit, lending, and related services, targeting wealthy individuals and small to midsized businesses it believes are underserved by larger banks in the market. Nationally, The Bancorp provides private-label online banking services for some 300 affinity groups, issues prepaid debit cards, processes merchant credit card transactions, and acts as a custodian for health savings accounts (HSAs).