TCF Financial is the holding company for TCF National Bank, which offers retail and small-business services through more than 430 locations. TCF provides standard services such as checking and savings accounts, CDs, consumer and business loans, mortgages, and insurance, and is a leading issuer of Visa debit cards. Residential mortgages account for nearly half of the company's loan and lease portfolio. TCF also offers specialized lending services such as commercial leasing, equipment finance, inventory finance, and indirect auto loans across the US.