SB Financial Group (formerly Rurban Financial) is the holding company The State Bank and Trust Company (dba State Bank), which has more than 20 branches in northwestern Ohio and another in northeastern Indiana. The banks offer products, including checking and savings accounts, money market accounts, credit cards, IRAs, and CDs. Commercial and agricultural loans account for approximately two-thirds of the company's loan portfolio; the bank also writes mortgage and consumer loans. State Bank Wealth Management (formerly Reliance Financial Services), a unit of State Bank, offers trust and investment management services, as well as brokerage services through an alliance with Raymond James.