Provident wants to be a prominent force in the New Jersey banking scene. Provident Financial Services owns The Provident Bank, which serves individuals, businesses, and families from 85 branches across more than 10 northern and central New Jersey counties. Founded in 1839, the $8.5 billion-bank offers traditional deposit and lending products, as well as wealth management and trust services. About 50% of its revenue comes from real estate loan interest, while another 25% comes from interest on commercial and consumer loans. Construction loans round out its lending activities. The company's Provident Investment Services subsidiary sells life and health insurance and investment products.