If you're thinking residential mortgage, this company has more than a penny for your thoughts. The parent of investment management, loan services, and investment trust companies, PennyMac Financial Services (PennyMac) focuses on the US residential mortgage market offering loans and investment management services. Through its Private National Mortgage Acceptance Company, the company's PennyMac Loan Services (PLS) originates home loans in 45 states and DC and services loans in 49 states, DC, and the US Virgin Islands. PLS's counterpart, PNMAC Capital Management, acts as investment manager and advisor. The companies service and advise PennyMac Mortgage Investment Trust (PMT). PennyMac went public in 2013.