Everybody's gotta pay the man, and Payment Data Systems wants to be in on the action. The company offers electronic payment processing services, including automated clearinghouse (ACH) and credit/debit card transaction processing, to merchants and businesses. Payment Data Systems also operates billx.com, an online payment processing website that allows consumers to pay anyone, anywhere, for a flat monthly fee. Additionally, the company is developing and marketing prepaid gift cards and debit cards issued by Meta Financial Group. Payment Data Systems operates solely in the US.