New York Life Insurance has been providing life insurance policies in the Big Apple since it was a tiny seed. While the nation's top mutual life insurer has branched out a bit, life insurance and annuities remain its core businesses. The company's products include long-term care insurance and special group policies sold through AARP and other affinity groups and professional associations. New York Life Investments' offerings include mutual funds for individuals and investment management services for institutional investors. Through New York Life International, the firm provides life policies in overseas markets. Founded in 1841, New York Life is owned by its policyholders.