Lincoln National, which operates as Lincoln Financial Group, provides retirement planning and life insurance to individuals and employers in the form of annuities, 401k and savings plans, and a variety of life, dental, and disability insurance products. It does business through such subsidiaries as Lincoln National Life Insurance and Lincoln Life & Annuity Company of New York. The company is also active in the investment management business, offering individual and institutional clients such financial services as pension plans, trusts, and mutual funds through its subsidiaries.