Kemper is among the largest property and casualty insurance groups in the nation. The company operates through two operating segments: Property and Casualty Insurance and Life and Health Insurance. The Property and Casualty Insurance segment’s principal products are personal automobile insurance, both standard and non-standard risk, homeowners insurance, other personal insurance, and commercial automobile insurance. The Life and Health Insurance segment’s principal products are individual life, accident, health, and property insurance. The company operates in the southern, midwestern, and western US.