Floridian homeowners are picking HCI Group for their insurance needs -- by default. The company's Homeowners Choice Property and Casualty Insurance (HCPCI) subsidiary provides homeowners' insurance and other property/casualty coverage in the state. HCPCI sells policies through a network of independent agents. Other HCI Group subsidiaries provide real estate, reinsurance, and information technology products and services. The firm changed its name from Homeowners Choice, Inc., to HCI Group in 2013 to reflect its diversified businesses.