Guidewire Software develops software for the insurance industry. The company's InsuranceSuite offers applications to property and casualty insurers for underwriting, policy administration (PolicyCenter), claims management (ClaimsCenter), and billing (BillingCenter). Its software is intended to replace paper-based processes and legacy systems built around outdated programming languages. Its products can run on-premise or from the cloud. Guidewire counts some 210 customers in two dozen countries. It customers include Tokio Marine, Nationwide Mutual, and Zurich Financial Services.