Movin' on up but don't want to put too much down? Adding Genworth Mortgage Insurance to your home-buying plans may help you. One of the biggest private mortgage insurers in the US, Genworth Mortgage Insurance allows customers to buy homes with a low down payment (less than 20%) and reduces financial risk for lenders and investors by protecting them against borrower default. Committed to doing business on the Internet, about 90% of the company's products are now available online. In addition to straight mortgage insurance, the company also offers homebuyer education classes and job-loss mortgage insurance. The mortgage insurer is a subsidiary of Genworth Financial.