FirstBank is likely the first and only bank for some Colorado residents. Owned by FirstBank Holding Company, the financial institution operates more than 115 branches that cover the Centennial State, as well as two other states. Outside Colorado, the company runs five bank branches in California and 12 in Arizona. Its retail services include checking and savings accounts, credit cards, IRAs, CDs, and home and auto loans. FirstBank also offers specialized business services such as merchant card processing, construction loans, lines of credit, and commercial mortgages. Management and employees own a majority of FirstBank Holding Company,