First US Bancshares (formerly United Security Bancshares) is the holding company for First US Bank (formerly First United Security Bank), which has about 20 locations in central and western Alabama and eastern Mississippi. It serves area consumers and businesses, offering such standard retail services as savings, checking, and money market accounts, as well as CDs and credit and check cards. Real estate mortgages make up more than 70% of the bank's loan portfolio, which also includes business and consumer loans. Bank subsidiary Acceptance Loan Company primarily makes consumer loans through about two dozen offices in Alabama and Mississippi.