First Savings Financial Group was formed in 2008 to be the holding company for First Savings Bank, a community bank serving consumers and small businesses in southern Indiana. Through more than a dozen branches, the bank offers standard deposit services like savings, checking, and retirement accounts, as well as a variety of lending services. One- to four- family residential loans make up about 60% of First Savings Bank's loan portfolio; other loans in the bank's portfolio include commercial real estate, construction, consumer, and commercial business. In 2012 First Savings Financial announced plans to expand its footprint by acquiring the four Indiana branches of First Financial Service Corporation.