First Capital is the holding company for First Harrison Bank, which operates about a dozen branches in Clark, Floyd, Harrison, and Washington counties in southern Indiana. Targeting area consumers and small to midsized businesses, the bank offers standard deposit products such as checking and savings accounts, certificates of deposit, and individual retirement accounts. Residential mortgages make up nearly half of the company's loan portfolio; consumer loans and commercial mortgages are around 20% apiece. First Harrison Bank also offers access to investments such as stocks, bonds, and mutual funds.