Fidelity D & D Bancorp has loyal banking customers. The institution is the holding company for The Fidelity Deposit and Discount Bank, serving Lackawanna and Luzerne counties in northeastern Pennsylvania through about a dozen locations and about the same number of ATM locations. The bank attracts local individuals and business customers by offering such products and services as checking and savings accounts, certificates of deposit, investments, and trust services. Commercial real estate loans account for the bulk of the company's loan portfolio, followed by consumer loans, business and industrial loans, and residential mortgages. The bank also writes construction loans and direct financing leases.