Trashed trailer, crashed car, damaged dwelling? 21st Century has a policy to cover that. Through Federated National Insurance and other subsidiaries, the company underwrites a variety of personal property/casualty insurance lines in Florida. Products include homeowners, flood, liability, and nonstandard automobile coverage. Through its American Vehicle Insurance subsidiary, the company offers commercial general liability insurance in nine southeastern states. 21st Century underwrites policies and handles claims for third-party insurers through its Assurance MGA and Superior Adjusting subsidiaries. The company distributes its products through independent agents and its Insure-Link agency.