If you want to e-void e-nnoying trips to the bank, try e-banking with E*TRADE Bank. A subsidiary of online brokerage E*TRADE Financial, the bank is one of the largest electronic banks in the US. Its customers can access their accounts via the Internet, mail, phone, and ATMs, as well as through more than 25 bricks-and-mortar locations in major metropolitan areas across the US. Like most traditional banks, E*TRADE Bank offers deposits, loans, credit cards, and other financial services. Unlike most traditional banks, however, E*TRADE Bank allows its customers to transfer funds between their banking and E*TRADE brokerage accounts in real time.