Central Federal Corporation is the holding company for CFBank. Traditionally a retail-focused savings and loan, CFBank has added business banking, commercial real estate, and business lending to its foundation. It now serves not only local individuals, but also businesses through five branches in eastern Ohio and the state capital, Columbus. Its deposit products include checking, savings, NOW, and money market accounts, as well as CDs. Commercial, commercial real estate, and multifamily residential mortgages represent nearly 80% of the company's loan portfolio. Single-family mortgages make up about 13% of loans. CFBank traces its roots to 1892.