Dorothy and Toto may not be in Kansas anymore, but Capitol Federal Financial is. The holding company owns Capitol Federal Savings Bank, the largest bank headquarted there. The savings bank serves metropolitan areas throughout the Sunflower State, including Kansas City (the Missouri side too), Emporia, Lawrence, Manhattan, Salina, Topeka, and Wichita, through more than 45 branches, including about a dozen inside retail stores such as Target, Price Chopper, and Dillons. Serving consumers and commercial customers, the thrift offers loans, investments, insurance, CDs, and money market, checking, and savings accounts. Its Capitol Agency affiliate sells life, liability, homeowners, renters, and vehicle insurance.