Capital City Bank Group is the holding company for Capital City Bank, which serves individuals, businesses, and institutions from some 70 branches in northern Florida, plus portions of Alabama and Georgia. It offers checking, savings, and money market accounts; CDs; IRAs; Internet banking; and debit and credit cards. Commercial real estate mortgages account for about a third of its loan portfolio; residential real estate loans are about a quarter. The bank also originates business loans and consumer loans, including credit cards. Capital City also performs data processing services for other financial institutions in its market area.