BNC Bancorp knows the ABCs of the financial world. The firm is the holding company for Bank of North Carolina, which has about 20 locations in both North and South Carolina. The bank offers community-oriented services to local business and retail customers, providing checking, savings, and money market accounts, credit cards, and certificates of deposit. Its loan portfolio is mainly composed of residential and commercial mortgages and construction loans. Bank of North Carolina also offers insurance, retirement planning, and other investment products and services.