BCB Bancorp be the holding company for BCB Community Bank, which opened its doors in late 2000. The independent bank serves Hudson County and the surrounding area from about 15 offices in New Jersey's Bayonne, Hoboken, Jersey City, and Monroe. The bank offers traditional deposit products and services, including savings accounts, money market accounts, CDs, and IRAs. Funds from deposits are used to originate mortgages and loans, primarily commercial real estate and multi-family property loans (which together account for more than half of the bank's loan portfolio). BCB Bancorp's branch network tripled in size when it added 10 locations through its 2010 acquisition of Pamrapo Bancorp.