Say Hasta luego to unpaid receivables. Asta Funding buys, services, and collects unpaid credit card debts and consumer loans. The company buys delinquent accounts at a discount directly from the credit grantors, as well as indirectly through auctions, brokers, and other third parties. It targets credit card charge-offs from banks, finance companies, and other issuers of Visa, MasterCard, and private-label cards, as well as telecom and other industry charge-offs. The company then collects on its debt balances either internally or through an outsourced agency. Asta Funding also invests in semi-performing and non-delinquent receivables. Subsidiary VATIV Recovery Solutions services bankrupt and deceased accounts.