AgriBank puts the "green" in green acres. The borrower-owned bank provides wholesale lending and business services to Farm Credit System (FCS) associations in America's heartland. Established by Congress in 1916, the FCS is a nationwide network of cooperatives that provide loans and financial services for farmers, ranchers, agribusiness, timber producers, and rural homeowners. The co-ops write loans for homes, land, equipment, and other farm operating costs. AgriBank also provides credit to rural electric, water, and telephone systems. The largest bank in the FCS, its footprint includes more than half of the cropland in the US, covering 15 states from Ohio to Wyoming and Minnesota to Arkansas.