If you've got an iffy driving record or let your insurance lapse, can you still get auto coverage? This company answers in the Affirmative. Affirmative Insurance Holdings, through its subsidiaries, writes nonstandard auto insurance policies -- that is, coverage for drivers in high-risk categories due to their age, driving records, and other factors. It sells its policies through about 5,300 independent agents in seven southern and mid-western states. Affirmative sold its nearly 200 company-owned retail locations (including A-Affordable, Driver's Choice, InsureOne, and USAgencies stores) in late 2013. Investment firm J.C. Flowers controls more than half of the company.