Dutch life insurance giant AEGON has truly gone global. The company is using its expertise in acquisition (US rival Transamerica was its largest catch) and consolidation to build a transnational collection of financial service businesses serving 40 million customers worldwide. Its subsidiaries operate primarily in the US, the Netherlands, and the UK, offering personal and commercial life insurance, pensions and annuities, and accident and supplemental health insurance, as well as retirement and savings advice and management services. AEGON has insurance operations in 25 countries in the Americas, Europe, and Asia, as well as banking operations in the Netherlands.